Welcome to's website, located at By accessing this website, you agree to abide by the terms and conditions outlined here. If you do not agree with these terms and conditions, please do not continue to use

The following terms apply to these Terms and Conditions, Privacy Statement, and Disclaimer Notice, as well as all Agreements: "Client," "You," and "Your" refer to you, the individual accessing this website and complying with the terms and conditions. "The Company," "Ourselves," "We," "Our," and "Us" refer to "Party," "Parties," or "Us" refer to both the Client and All terms are interchangeable and refer to the same.


We use cookies. By accessing, you agree to the use of cookies in accordance with's Privacy Policy. Most interactive websites use cookies to enhance user experience. Some affiliate/advertising partners may also use cookies.


Unless stated otherwise, and its licensors own the intellectual property rights for all materials on All rights are reserved. You may access this material for your personal use, subject to restrictions outlined in these terms and conditions.

You must not:

This Agreement begins on the date hereof.

User-Generated Content provides areas for users to post and exchange opinions and information. We do not filter, edit, publish, or review comments before their appearance on the website. Comments reflect the views of the individuals who post them, and is not liable for the content or any liability, damages, or expenses caused as a result of comments.


Certain organizations may link to our website without prior written approval:

  • Government agencies
  • Search engines
  • News organizations
  • Online directory distributors

Other organizations may link to our website with our permission. We will consider and approve link requests from:

  • Consumer/business information sources
  • Community sites
  • Charities
  • Online directory distributors
  • Internet portals
  • Accounting, law, and consulting firms
  • Educational institutions and trade associations

Approved organizations may hyperlink to our website in a non-deceptive manner, without implying sponsorship or endorsement. If you are interested in linking to our website, please contact us.


Without written permission, you may not create frames around our web pages that alter the visual presentation of our website.


We are not responsible for the content on your website. You agree to protect and defend us against all claims arising from your website. No links should appear on any website that may be considered libelous, obscene, or criminal, or which infringes upon third-party rights.


We reserve the right to request the removal of links or specific links to our website. We also reserve the right to amend these terms and conditions and our linking policy at any time.

Removal of Links from Our Website
If you find a link on our website that you find offensive, please inform us. We will consider requests to remove links, but we are not obligated to do so or respond directly.


To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website. Nothing in this disclaimer will limit or exclude our or your liability for death or personal injury, limit any of our or your liabilities in any way not permitted under applicable law, or exclude any of our or your liabilities that may not be excluded under applicable law.

For questions about these Terms and Conditions, please contact us at